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Mortgage Payment Calculator

Plan your home purchase with confidence using our comprehensive mortgage calculator. Get instant estimates of your monthly repayments and total costs.

First-Time Buyer?

Calculate your potential monthly repayments and plan your budget effectively.

Compare Rates

See how different interest rates affect your monthly payments.

Plan Ahead

Understand your total costs including interest over the loan term.

Mortgage Payment Calculator Tool

Enter your loan details to calculate your approximate monthly payment

£
%
years

Your Results

Adjust the values to see your approximate mortgage payment breakdown

Monthly Payment

£1,074

Capital vs Interest48.3% Interest

Total Payment

£386,512

Total Interest

£186,512

Enter your loan details and click calculate to see your approximate mortgage payments.

Understanding Your Mortgage

Your monthly mortgage repayment typically includes:

  • Loan Amount: The amount you borrowed
  • Interest: The cost of borrowing the money
  • Council tax or other local charges (not usually included in mortgage payments)
  • Building insurance (if included in your payment)

Note: This tool provides an approximation. Your actual mortgage repayment may vary and does not include things like council tax, insurance, or legal fees.