Early Repayment Calculator
Calculate how much you could save by making early repayments on your mortgage. Understand the potential interest savings and break-even points when making additional payments.
Monthly Savings
See how much you could save each month by making early repayments.
Break-even Analysis
Calculate how long it will take to recoup your early repayment fees.
Detailed Breakdown
View a full breakdown of your potential savings over time.
Work Out Your Early Repayment Savings
Enter your mortgage details and the amount you'd like to repay early
Your Results
Adjust the values to see your approximate early repayment savings
New Monthly Payment
£1,202.03
Interest Saved
£5,111.88
Total Savings
£4,611.88
Enter your mortgage details and click calculate to see your possible savings.
Understanding Early Repayments
When considering early repayments, it's important to understand several key factors:
- Current mortgage balance and interest rate
- Early repayment charges or fees
- Potential interest savings
- Break-even point for your investment
Note: This calculator provides an estimate based on the information you provide. The actual savings may vary depending on your specific circumstances and the terms of your mortgage. We recommend speaking to your mortgage provider before making any early repayments.